We believe that faith is necessary for salvation (Mt. 9:2 Rom. 10:14; Acts 16:31). Faith is also a part of effective prayer (Mt. 21:21; Mk. 5:34; Lk. 17:6). True saving faith involves the mental apprehension of the facts of the gospel (Rom. 10:14), the affections of the heart toward the truth of the gospel (John 20:30-31; Heb. 11:1), and the adherence of the will to the reality of the gospel (Jn. 1:12; Acts 16:31), involving the totality of one’s person and individuality of the faith. Faith eventuates in good words (James 2:14:-26).